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Cost to heat a home in Maryland

Cheapest to run in Maryland is

a heat pump

A heat pump costs about $279 a year less than a gas furnace here. That is a consequence of Maryland's prices, not of the equipment — the same comparison goes the other way in states with cheaper gas.

A heating season compared

Gas furnace80% AFUE$2031
Heat pumpcheapestHSPF2 8.5$1752
Electric resistanceBaseboard or furnace$4364

At 21.41¢ a kilowatt hour and $2.34 a therm, for a 1,800 square foot home over 4,600 heating degree days.

About the cold

Maryland sees about 95 freezing nights a year. A modern heat pump handles that without much backup heat, so the running costs above are what you would actually see.

Common questions

Is a heat pump cheaper than gas heating in Maryland?

Yes. At Maryland's prices a heat pump costs about $1752 a season against $2031 for a gas furnace — roughly $279 less a year for the same heat.

What does it cost to heat a house in Maryland for a winter?

Between about $1752 and $4364 for a 1,800 square foot home, depending entirely on the system. Maryland runs around 4,600 heating degree days a year.

Why is electric resistance heat so much more expensive?

It converts electricity to heat one for one, while a heat pump moves heat rather than making it and delivers two to three times as much per unit of electricity. In Maryland that difference is about $2612 a season.

Work it out for your home

These assume a 1,800 square foot home and typical equipment. The calculator takes your ZIP code, your floor area and your actual furnace efficiency, and includes what switching would cost to install.

Prices from the US Energy Information Administration, residential sector, 2026-07. Heating load estimated from Maryland's heating degree days. An estimate, not a bill — insulation, air sealing, ductwork and thermostat habits all move it, and no calculator can see those.

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